TAI wants to kill himself in the hotel. TUNG wants to save him but by mistake, she pushes him out of the window. TAI is sent to hospital and CHING takes good care of him. TAI is surprised. Later he discovers that CHING gets a large sum of compensation as he has become paralysed.

In fact TAI's backbone is deformed since he has been given birth to. CHING orders him to pretend to be disable. TAI dares not to ignore her order.

TAI will be investigated for one month and CHING arranges him to stay in the hotel. TUNG feels guilty and takes care of him.

TAI is able to deceive all the agents sent by the insurance company.

Meanwhile, a blind girl HA YUN comes. She is forced to marry by her uncle. TAI cannot give her a hand as this may spoil their plan.

TAI KING and SIU KWAI want to commit robbery. Thinking that they are agents sent by the insurance company, TUNG frightens them away. TAI sees her again and faints.… ...

中泰入住酒店欲自杀，冬冬见状忙加阻止，反错手将他推出窗外。中泰受伤入院，月贞细心照顾，中泰感奇怪，原来中泰诊断后证实半身瘫痪，月贞欣喜可获得高额赔偿。其实中泰脊骨天生扭曲，月贞将计就计，强行命令中泰继续扮瘫，骗取保金，中泰不敢违抗。中泰需接受一个月的调查，月贞安排他入住酒店。冬冬感内疚，决悉心照顾中泰。保险公司不断派来调查员，中泰均一一避过，没有被识破。此时，一盲妹夏欣入住酒店，其舅父迫其下嫁，身世可怜，中泰虽起怜悯之心，但为避惹祸，不加援手。大惊、小怪两贼偷入酒店，冬冬误会是调查员，现身吓走他们，同时被中泰看见，以为又有鬼怪出现，冬冬欲向他解释，仍不得要领。夏欣偷走入中泰之房，中泰以为她亦是保险公司调查员，打发她离去。中泰见夏欣被欺负，心中忐忑不安，终按捺不住，撞门而入，反遭打伤，冬冬看在眼里，忍无可忍，挥拳助中泰还击。

中泰入住酒店欲自殺，冬冬見狀忙加阻止，反錯手將他推出窗外。中泰受傷入院，月貞細心照顧，中泰感奇怪，原來中泰診斷後證實半身癱瘓，月貞欣喜可獲得高額賠償。其實中泰脊骨天生扭曲，月貞將計就計，強行命令中泰繼續扮癱，騙取保金，中泰不敢違抗。中泰需接受一個月的調查，月貞安排他入住酒店。冬冬感內疚，決悉心照顧中泰。保險公司不斷派來調查員，中泰均一一避過，沒有被識破。此時，一盲妹夏欣入住酒店，其舅父迫其下嫁，身世可憐，中泰雖起憐憫之心，但為避惹禍，不加援手。大驚、小怪兩賊偷入酒店，冬冬誤會是調查員，現身嚇走他們，同時被中泰看見，以為又有鬼怪出現，冬冬欲向他解釋，仍不得要領。夏欣偷走入中泰之房，中泰以為她亦是保險公司調查員，打發她離去。中泰見夏欣被欺負，心中忐忑不安，終按捺不住，撞門而入，反遭打傷，冬冬看在眼裡，忍無可忍，揮拳助中泰還擊。

中泰入住酒店欲自殺，冬冬見狀忙加阻止，反錯手將他推出窗外。中泰受傷入院，月貞細心照顧，中泰感奇怪，原來中泰診斷後證實半身癱瘓，月貞欣喜可獲得高額賠償。其實中泰脊骨天生扭曲，月貞將計就計，強行命令中泰繼續扮癱，騙取保金，中泰不敢違抗。中泰需接受一個月的調查，月貞安排他入住酒店。冬冬感內疚，決悉心照顧中泰。保險公司不斷派來調查員，中泰均一一避過，沒有被識破。此時，一盲妹夏欣入住酒店，其舅父迫其下嫁，身世可憐，中泰雖起憐憫之心，但為避惹禍，不加援手。大驚、小怪兩賊偷入酒店，冬冬誤會是調查員，現身嚇走他們，同時被中泰看見，以為又有鬼怪出現，冬冬欲向他解釋，仍不得要領。夏欣偷走入中泰之房，中泰以為她亦是保險公司調查員，打發她離去。中泰見夏欣被欺負，心中忐忑不安，終按捺不住，撞門而入，反遭打傷，冬冬看在眼裡，忍無可忍，揮拳助中泰還擊。